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We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that: * We are an innovator in the industry with over 50 collective years of insurance experience * We offer flexible plan designs to help you get the coverage you need at a premium you can afford * We offer optional rate guarantees for up to 3 years on certain products * Our insurance products are underwritten by Freedom Life Insurance Company of America (FLICA) and National Foundation Life Insurance Company (NFL) * You can maintain your freedom to choose your health care providers in or out of local and national PPO networks * Your coverage is portable which means it is not tied to your job and you can take it with you if you move * You can add supplemental benefits to cover other expenses like Dental or Accidental Injuries * You can protect your family's financial well-being with Critical Illness and Accident Disability Income coverage

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